MoneyMatter
A personal budget tracking application. Track your balances and transactions with bank connections or manual entry, categorize and analyze with AI.
MoneyMatter
Free, open-source budget tracking and personal finance app. Self-host for full data ownership or use the cloud version. Supports AI integration via MCP (Model Context Protocol) for querying your finances with Claude, ChatGPT, or any MCP-compatible client.
MoneyMatter is a privacy-first alternative to apps like Mint and YNAB. It is free, AGPL-3.0-licensed, and designed for people who want control over their financial data. The app runs as a web application with a Node.js/Express backend and Vue.js frontend, deployable via Docker.
Key Features
- Bank account synchronization (Monobank, EnableBanking, LunchFlow, with more integrations planned)
- AI-powered transaction categorization that learns your spending patterns
- Budget tracking with visual progress indicators
- Investment portfolio tracking with real-time market data
- Multi-currency support with automatic exchange rates
- CSV and bank statement import (including AI-assisted parsing)
- Custom categories, tags, and notes for transactions
- Recurring transaction tracking
- Detailed analytics and spending reports
- Full data export
- Dark mode, mobile-friendly responsive design
- PWA (Progressive Web App) support
AI Integration (MCP)
MoneyMatter exposes a remote MCP server that gives AI assistants read-only, OAuth-secured access to your financial data. This lets you ask natural-language questions like:
- "Compare my dining out this month to my 3-month average"
- "Which subscriptions have increased in the past 6 months?"
- "I want to save $500/month — where can I realistically cut?"
Works with Claude, ChatGPT, OpenClaw, and any MCP-compatible client. Access can be revoked anytime.
Deployment Options
- Cloud: Sign up at https://moneymatter.app — no setup required, data never sold
- Self-hosted: Deploy with Docker on your own server for maximum privacy. Source code and setup guide at https://github.com/letehaha/budget-tracker
Links
- Homepage: Landing page with feature overview and sign-up
- GitHub Repository: Source code, Docker setup guide, and issue tracker
- Privacy Policy: Data handling and privacy practices
- Terms of Use: Terms of service
Optional
- Try Demo: Create a free account or try the demo
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